How to Stack Coupons for Maximum Savings
Master smart shopping strategies and learn how to maximize your savings on every purchase with this comprehensive guide.
Master the Art of Combining Multiple Coupons and Discounts
Learn how to legally combine multiple coupons, promo codes, and discounts to maximize your savings on every purchase.
What is Coupon Stacking?
Coupon stacking is the practice of using multiple coupons on a single purchase. When done correctly, you can save 50-80% on retail prices.
The Golden Rule
Manufacturer coupon + Store coupon + Cashback = Triple Savings
Types of Coupons You Can Stack
1. Manufacturer Coupons
Printed coupons from brands (found in newspapers, brand websites)
2. Store Coupons
Specific to the retailer (Target Circle, CVS ExtraCare)
3. Digital Coupons
App-based offers (Ibotta, Rakuten, Honey)
4. Credit Card Rewards
Chase Freedom, Amex offers, bank promotions
5. Cashback Apps
Get money back after purchase (Fetch, Dosh)
Store Policies on Stacking
Target 🎯
- ✅ 1 manufacturer + 1 Target Circle coupon
- ✅ RedCard 5% discount stacks with everything
- ❌ No stacking multiple manufacturer coupons
CVS 💊
- ✅ 1 manufacturer + 1 CVS coupon + ExtraBucks
- ✅ Digital and paper coupons stack
- ⚠️ Must match product exactly
Walmart 🏪
- ✅ 1 manufacturer coupon per item
- ❌ No store coupons available
- ✅ Rollback prices + coupons OK
Step-by-Step Stacking Strategy
Example: Buy Tide Laundry Detergent at Target
- Base Price: $15.99
- Target Circle 20% off: -$3.20 → $12.79
- Manufacturer Coupon $2 off: -$2.00 → $10.79
- RedCard 5% off: -$0.54 → $10.25
- Ibotta Cashback $1: -$1.00 → $9.25 final
Total Savings: $6.74 (42% off!)
Pro Tips
💡 Always read the fine print: Some coupons say "cannot be combined with other offers"
💡 Check expiration dates: Stack coupons before they expire
💡 Use browser extensions: Honey, Capital One Shopping auto-find codes
💡 Join loyalty programs: Free and offer exclusive stacking opportunities
💡 Follow deal blogs: Sites like Slickdeals post pre-stacked deal scenarios
Common Mistakes to Avoid
❌ Stacking Same-Type Coupons
You cannot use two manufacturer coupons on one item
❌ Ignoring Exclusions
"Online only" coupons won't work in-store
❌ Forgetting to Activate
Digital coupons must be clipped/activated before checkout
❌ Wrong Product Size
Coupon says "12 oz or larger" but you bought 10 oz = rejected
Advanced Stacking Tactics
The Triple Stack
Sale price + Coupon + Cashback = 70%+ savings
The Overage Strategy
When coupon value exceeds item price (some stores allow, check policy)
The Free After Rebate (FAR)
Pay upfront, get full rebate via mail/app
Best Stores for Stacking
| Store | Stack Score | Best For |
|---|---|---|
| Target | ⭐⭐⭐⭐⭐ | Household items |
| CVS | ⭐⭐⭐⭐⭐ | Health & beauty |
| Walgreens | ⭐⭐⭐⭐ | Pharmacy |
| Kroger | ⭐⭐⭐⭐ | Groceries |
| Walmart | ⭐⭐⭐ | Everyday low prices |
Tools & Apps Mentioned
- Ibotta: Cash back on groceries
- Rakuten: Online shopping cash back
- Honey: Auto-apply coupon codes
- Fetch Rewards: Scan receipts for points
- RetailMeNot: Printable coupons
Conclusion
Coupon stacking is 100% legal when you follow store policies. Start small with one stack, then build your skills. Happy saving!
Was this helpful? Share your stacking success stories in the comments!
Was this tutorial helpful?
234 people found this helpful • 4.9/5 rating